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About Appraisals >Refinancing Your Home

Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.

You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.

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Q	What three things are necessary in order to purchase a home?
A	Some cash, a dependable income and good credit. If you fall short, don't despair--homeownership may still be possible.
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Jill Bregy, REALTOR®, real estate agent and broker for Westport, Weston, and Fairfield Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Jill Bregy
Prudential CT Realty
272 Post Road East
Westport, CT. 06880
1-203-429-1022
1-800-747-0917
Fax: 203-227-2867
Email: JillBregy@NUMBER1EXPERT.com
Welcome to Your Real Estate Source in Southern Fairfield County, Connecticut! Everything you need to know about buying or selling a home is HERE. In the Top 3% of Realtors in the Country, I am dedicated to providing you the finest service available.Jill Bregy is the professional realtor you need. She has become a Top Producing Realtor through hard work, enthusiasm and dedicated training. For excellent service and dedication call or contact Jill today! Prudential Connecticut Realty is an independently owned and operated member of The Prudential Real Estate Affiliates Inc., and Prudential is a service mark of The Prudential Insurance Company of America.

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