Westport, Weston, and Fairfield real estate and homes for sale in Connecticut, Waterfront in Southern Coastal Connecticut - Jill Bregy, REALTOR® Jill Bregy REALTOR(r) for Westport, Weston, and Fairfield, Connecticut real estate, Waterfront in Southern Coastal Connecticut - NUMBER1EXPERT™ Jill Bregy NUMBER1EXPERT(tm) for Westport, Weston, and Fairfield, Connecticut real estate, Waterfront in Southern Coastal Connecticut
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Jill Bregy, REALTORŪ, real estate agent and broker for Westport, Weston, and Fairfield Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)


All agents are NOT alike! Find out why I am a top real estate expert. Call me: 203-227-0917.


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Mortgage Prequalification: Westport, Weston, and Fairfield Connecticut home buying, real estate listings, and homes for sale in Fairfield                      County, CT
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Westport, Weston, Wilton and Fairfield Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 



Real Estate Tips
Tax Considerations >Tax Breaks

      Most homeowners are keenly aware of the interest tax deduction on their home loan, but there are many other tax breaks which are often overlooked at income tax time. Pro-rated property taxes and mortgage interest in the year of sale are deductible. You will find these amounts listed on your closing settlement statement. If you paid off your mortgage and had to pay a pre-payment penalty, it qualifies as tax deductible interest. If you paid an "acquisition mortgage loan fee" on a home loan, this fee can be deducted as itemized interest. Home improvement loan fees are also deductible. Any remaining loan fees from re-financed or paid-off mortgages are fully deductible at the time of the mortgage payoff.
      Certain items don't qualify as deductions, but can be added to the cost basis of your home, such as transfer taxes, recording and title fees, and special local property tax assessments for new sidewalks, streets, or sewers.
      Don't be intimidated by the tax code! A little research or consultation with an expert can help you maximize your real estate tax advantages.
     

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Real Estate Trivia
Q 
What is currently the most sought-after amenity in the majority of upscale homes?

A 
Technology that "enables" a home with features such as structured integrated wiring and broadband Internet access is the current amenity of choice.
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Jill Bregy, REALTORŪ, real estate agent and broker for Westport, Weston, and Fairfield Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Jill Bregy
Prudential CT Realty

272 Post Road East
Westport, CT. 06880
1-203-429-1022
1-800-747-0917
Fax: 203-227-2867
Email: JillBregy@NUMBER1EXPERT.com

Welcome to Your Real Estate Source in Southern Fairfield County, Connecticut! Everything you need to know about buying or selling a home is HERE. In the Top 3% of Realtors in the Country, I am dedicated to providing you the finest service available.Jill Bregy is the professional realtor you need. She has become a Top Producing Realtor through hard work, enthusiasm and dedicated training. For excellent service and dedication call or contact Jill today! Prudential Connecticut Realty is an independently owned and operated member of The Prudential Real Estate Affiliates Inc., and Prudential is a service mark of The Prudential Insurance Company of America.

ABRCIPSCRSEqual HousingGRIREALTOR


Prudential CT Realty real estate and homes for sale in Westport, Weston, and Fairfield Connecticut

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